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| Types of BSI Savings Accounts for Your Savings Choices. |
Looking for a Sharia-based savings account? Bank Syariah Indonesia (BSI) could be the perfect option for you. BSI offers a variety of savings accounts to meet your needs, whether you're a business owner or a student.
Before deciding on which BSI savings account to open, it’s important to understand the administrative fees associated with each type. These fees may vary depending on the account you choose.
In this article, we'll break down the different types of BSI savings accounts along with the admin fees, so stick around to find out which one fits you best.
1. BSI Tabungan Easy Wadiah
BSI Tabungan Easy Wadiah is a savings account in Indonesian Rupiah based on the Wadiah Yad Dhamanah principle. You can deposit or withdraw money at any time during bank operating hours or via ATMs.
Some of the key features include convenient transactions through mobile and internet banking. It can also be opened online, and the best part is, there’s no monthly admin fee!
2. BSI Tabungan Bisnis
BSI Tabungan Bisnis is a Rupiah savings account designed for entrepreneurs. If you're a business owner, this account could be a great option for you.
With BSI Tabungan Bisnis, you get benefits like high transaction limits, BSI Debit Visa, Net Banking, Mobile Banking, and CMS services.
For admin fees, there’s a monthly fee of IDR 10,000, plus an additional IDR 25,000 per month if your average balance falls below IDR 10 million.
3. BSI Tabungan Valas
BSI Tabungan Valas is a foreign currency savings account based on the Wadiah Yad Dhamanah principle. Deposits and withdrawals can be made anytime.
Some of its benefits include secure USD funds, availability at all BSI branches, and no monthly admin fees.
4. BSI Tabungan Simpanan Pelajar
BSI Tabungan Simpanan Pelajar is a savings account specifically for students, based on the Wadiah Yad Dhamanah principle. This account is part of an initiative to encourage early saving habits.
With this account, students enjoy free cash withdrawals, an initial deposit starting at just IDR 1,000, and no monthly admin fees.
5. BSI Tabungan Junior
BSI Tabungan Junior is a savings account for children under 17 years old, available with either the Wadiah or Mudharabah contract. It also offers e-Banking access and a special ATM card designed for kids.
Key features include your child's name printed on the ATM card, SMS notifications for parents, a fun card design, and no monthly admin or account maintenance fees.
6. BSI Tabungan Efek Syariah
BSI Tabungan Efek Syariah is a savings account used as a Customer Fund Account for securities transactions.
The account offers no monthly admin fees, no minimum deposit, and no minimum balance requirement for account holders.
7. BSI Tabungan Haji Muda Indonesia
BSI Tabungan Haji Muda Indonesia is a savings account in Rupiah or USD designed for children under 17 years old to plan for their Hajj or Umrah pilgrimage.
The benefits include no monthly admin fees, free standing instructions for regular savings, and it's connected online with the Ministry of Religious Affairs' SISKOHAT system to streamline your Hajj registration process.
Whether you're a student, business owner, or parent planning for your child's future, BSI has a wide range of Sharia-compliant savings options to suit your needs.
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