Complete Guide! BNI Bank Code and How to Transfer Funds

Complete Guide! BNI Bank Code and How to Transfer Funds.

When making interbank transfers, you’re usually required to enter a bank code. Each bank has its own unique code, and if you’re planning to make a transfer to BNI, it’s essential to know the BNI bank code.

Like other banks, BNI has a three-digit bank code used to identify it during transfers. This ensures that transactions are processed correctly without errors. In this article, we’ll walk you through everything you need to know about the BNI bank code and how to use it for transfers.

Many people today have more than one bank account for different purposes, such as savings, travel funds, or managing daily expenses. So, knowing the right bank code is key to hassle-free transfers. Let’s dive into the details!

A Quick Overview of BNI Bank and Its Transfer Code

Founded in 1946, BNI (Bank Nasional Indonesia) is one of Indonesia’s largest state-owned banks, ranking alongside Mandiri, BRI, and BCA. 

As of January–May 2024, BNI earned a profit of IDR 8.6 trillion, reflecting a 2% increase compared to the same period last year. Despite its long history and impressive earnings, BNI operates like any other bank when it comes to transfers—using a specific bank code.

The BNI bank code is 009. This code ensures that:

• The receiving and sending banks are correctly identified to avoid errors.
• Transfers are processed smoothly.
• Transactions are secure.
• Cross-border transfers to foreign accounts are done safely.

For international transactions, BNI uses a swift code, which is BNINIDJA. This code identifies the bank’s name, country, and location. If you need more information about swift codes, feel free to contact the BNI customer service team!

How to Transfer Funds with BNI

Now that you know the BNI bank code, let’s look at how to transfer money, whether you’re sending it to or from a BNI account.

1. Transfer from BNI to Another Bank via ATM

To transfer money from a BNI account to another bank via an ATM, follow these simple steps:

1. Visit the nearest ATM.
2. Select “Bahasa Indonesia” or “English.”
3. Enter your PIN.
4. Select “Other Transactions.”
5. Choose “Transfer.”
6. Select “From Savings Account.”
7. Choose “To Other Bank Account.”
8. Enter the bank code (009 for BNI) followed by the recipient’s account number.
9. Enter the desired transfer amount.
10. Review and confirm the details.
11. Complete the transaction and collect the receipt.

2. Transfer from BNI to Another Bank via Mobile Banking

Using BNI Mobile Banking to send money to another bank is quick and easy:

1. Open the BNI Mobile Banking app.
2. Log in with your user ID and MPIN.
3. Choose “Transfer.”
4. Select “Interbank Transfer.”
5. Click “New Input” if you haven’t transferred to this account before.
6. Select the bank and enter the recipient’s account number.
7. Enter the transfer amount.
8. Confirm the transaction details.
9. Enter your password to proceed.
10. Your transfer is complete!

3. Transfer from Another Bank to BNI via ATM

Transferring money from another bank to a BNI account via an ATM follows a similar process. The key difference is when entering the BNI account number, add the BNI bank code (009) before the account number to ensure the transfer goes through correctly.

4. Transfer from Another Bank to BNI via Mobile Banking

Each mobile banking app has its own steps for transferring money. Just make sure to enter the BNI bank code (009) before the account number to avoid any mistakes.

That’s it! You now know everything about the BNI bank code and how to transfer funds smoothly. Whether you’re using an ATM or mobile banking, just remember to input the correct code, and your transaction will be secure and hassle-free.